Community Futures Central Kootenay aims to be accessible to everyone. If you have any concerns, please let us know.
- Email: email@example.com
- Call: (250) 352-1933 extension 100
- Visit our office: 201-514 Vernon Street, Nelson B.C.
For information about the physical layout of our office, please visit: Accessing Our Office
Programs and Services
Our programs and services are available to anyone living in the Central Kootenay region. If you need help accessing any of our programs or services, please let us know.
We recognize that starting and running a business can be a challenging process and we have several programs aimed to support people living with disabilities.
Self Employment Program
Please review our page on eligibility.
Questions about how starting a business could affect your disability benefits, check out this document: Self-Employment and Disability Benefits.
If the program sounds like a good fit, then the next step is visiting the WorkBC centre closest to you to start the referral process.
Entrepreneurs with Disabilities Loans Program
Because we are developmental lenders – and because community economic development is our number one priority – we are able to interpret and prioritize lending criteria a bit differently than traditional banks.
To be eligible for a Rural EDP Business Loan, the business
- must be located in Central Kootenay
- must demonstrate economic viability
- must have adequate loan security and owner investment
- owner has self-identified and self-disclosed a disability or ongoing health issue
The Community Futures Loans Program requires start-up business owners to demonstrate commitment through research, planning and resourcing their business plan.
To apply for a Community Futures Rural EDP Loan, the business owner must provide:
- Community Futures loan application and application fee
- Business plan, including operations, management, marketing and competition
- Cash flow forecasts for new and expanding businesses
- Business costs breakdown and verification
- Proof of security for the loan amount requested
- Credit summary prepared by the Community Futures Business Analyst
Depending on the size of the loan, it may be presented to the Loans Committee for the final decision. Requests may be denied if the Committee deems the risk of failure is too great; security is inadequate for the loan; due diligence has not been reasonably completed; or if the project does not fully meet the Community Futures program criteria.
Why should I ask for the Entrepreneurs with Disabilities Program loan?
EDP loans are more flexible to provide more opportunity for people with disabilities who may not meet traditional loan approval criteria (credit scores, adequate security, etc.). Furthermore, persons with disabilities applying for the EDP loan may be eligible for additional entrepreneurial training paid for by Community Futures.
Visit Business Loans Program for more information.